SpiceJet Axis Bank Voyage Credit Card

Key Features & Benefits

The SpiceJet Axis Bank Voyage Credit Card is designed specifically for travelers who frequently fly with SpiceJet. You’ll earn an impressive 18 SpiceClub points for every ₹200 spent on SpiceJet bookings, which translates to approximately 4.5% value back when redeemed for flights. New cardholders receive a ₹1,500 SpiceJet voucher after completing just 2 transactions within 30 days, along with complimentary SpiceClub Silver Membership that unlocks priority check-in and other exclusive benefits.

Beyond flight bookings, this card rewards your everyday spending too. Earn 1.5% back on online utility bill payments, food delivery orders, and entertainment subscriptions, plus 0.75% on all other retail purchases. The milestone benefits structure adds extra value—earn 2,000 bonus SpiceClub points when you spend ₹1 lakh, 3,000 points at ₹2 lakh, and 1,000 points on annual renewal. You’ll also enjoy fuel surcharge waivers of 1% (up to ₹400 monthly) and dining discounts of 15-20% at partner restaurants.

Cardholders get access to domestic airport lounges with one complimentary visit per quarter (four visits annually) when spending ₹50,000 or more in the preceding quarter. Combined with zero add-on card fees and a reasonable annual fee of ₹750 plus GST, this card delivers comprehensive travel benefits tailored to the SpiceJet ecosystem at an affordable cost.

All You Need to Know About: SpiceJet Axis Bank Voyage Credit Card

The SpiceJet Axis Bank Voyage Credit Card is a co-branded Mastercard issued by Axis Bank Ltd. designed specifically for frequent SpiceJet travelers seeking to maximize their flight-related spending. With a joining fee and annual fee of ₹750 plus applicable GST, this card positions itself as an affordable entry point into travel rewards for domestic flyers. Unlike many premium cards, it doesn’t offer fee waiver options based on spending, but the substantial ₹1,500 SpiceJet voucher provided as a welcome benefit effectively covers the first year’s cost and provides immediate value to new cardholders.

The reward structure is heavily weighted toward SpiceJet ecosystem spending, offering up to 18 SpiceClub points per ₹200 spent on SpiceJet bookings, which translates to approximately 4.5% value when redeemed for flights and services. Beyond airline spending, cardholders earn 6 SpiceClub points per ₹200 on online utility bill payments, online food ordering, and entertainment subscriptions, and 3 points per ₹200 on all other domestic and international retail transactions. Notably, fuel purchases, EMI conversions, and wallet loads are excluded from earning rewards. Each SpiceClub point holds an approximate value of ₹0.5 when redeemed for SpiceJet flights, making the calculation of rewards straightforward for cardholders.

The card includes attractive milestone benefits that reward consistent spending throughout the year. Cardholders receive 2,000 bonus SpiceClub points upon spending ₹1 lakh, 3,000 points at the ₹2 lakh spending milestone, and an additional 1,000 points on annual card renewal. These milestone rewards provide extra incentive for regular card usage beyond the base earning rates. The complimentary SpiceClub Silver Membership included with the card unlocks priority check-in privileges on SpiceJet flights, enhancing the overall travel experience. Fuel transactions benefit from a 1% surcharge waiver up to ₹400 per month, providing savings for daily commuters and travelers alike. Dining enthusiasts can enjoy 15-20% discounts at select partner restaurants, adding lifestyle value beyond pure travel benefits.

Lounge access is provided through a quarterly allocation system—cardholders receive one complimentary domestic airport lounge visit per quarter, totaling four visits annually. However, this benefit is conditional on spending ₹50,000 or more in the preceding quarter, which may be a barrier for light spenders. The card does not provide international lounge access, limiting its appeal for overseas travelers. Financial charges include a relatively high interest rate of 3.75% per month (approximately 55.55% annually) on revolving balances, making it crucial to pay off balances in full each month. International transactions attract a 3.5% foreign exchange markup, which is on the higher end compared to premium travel cards. Cash advances are expensive with a 2.5% fee (minimum ₹500), and late payments incur penalties based on the overdue amount. The positive aspect is that add-on cards for family members come with no additional fees. The application process is entirely online through Axis Bank or SpiceJet SpiceClub websites, with approval typically taking 7-10 working days. The card targets domestic travelers who fly primarily with SpiceJet and want their spending to directly translate into flight savings and travel perks within that specific ecosystem.

Pros & Cons

How to Apply

Applying for the SpiceJet Axis Bank Voyage Credit Card is a straightforward online process. Visit the official Axis Bank website or the SpiceJet SpiceClub portal and navigate to the credit card application section. Fill out the online application form with your personal, employment, and financial details, ensuring all information is accurate. Upload the required documents including identity proof, address proof, and income documents as specified. Once submitted, your application will be processed within 7-10 working days, and you’ll receive confirmation via email or SMS. Upon approval, your card will be dispatched to your registered address, and you can activate it following the instructions provided to start enjoying your benefits.

Detailed Fee Structure

The SpiceJet Axis Bank Voyage Credit Card has a joining fee of ₹750 plus applicable GST, with an identical annual renewal fee of ₹750 plus GST. Unlike many cards in the market, this card does not offer any fee waiver conditions based on annual spending thresholds, so you’ll need to pay the renewal fee each year regardless of usage. However, the ₹1,500 welcome voucher effectively covers your first-year costs.

Beyond the annual fee, be aware of additional charges. Cash advances attract a 2.5% fee with a minimum charge of ₹500. Fuel transactions carry a standard 1% surcharge, though you get this waived up to ₹400 monthly. Late payment fees apply based on your overdue amount, ranging from a few hundred to several thousand rupees. Foreign transactions incur a 3.5% markup on the transaction value. The good news is there are no add-on card fees for family members. All fees are subject to GST as per prevailing government rates, so factor in approximately 18% additional tax on most charges.

Who Should Get This Card?

This card is ideal for frequent SpiceJet domestic travelers who can maximize the 4.5% rewards on flight bookings and appreciate airline-specific perks like priority check-in and SpiceClub Silver Membership. It’s particularly valuable if you spend ₹50,000 or more quarterly, unlocking complimentary lounge access that enhances your travel experience. The card suits individuals who regularly book flights for business or leisure and want their spending to directly translate into flight savings.

However, if you fly with multiple airlines or prefer flexibility in reward redemption, this card’s SpiceJet-centric rewards structure may feel limiting. International travelers should look elsewhere due to the high 3.5% forex markup and absence of international lounge access. Those who don’t meet the quarterly spend threshold for lounge access or don’t fly frequently enough to justify the annual fee would be better served by a more general-purpose rewards card with lower fees and broader redemption options.

Alternatives & Competitor Comparison

Feature	SpiceJet Axis Bank Voyage Credit Card	Axis Bank Pride Signature Credit Card
Card Image
Card Network	Mastercard	Visa
USP	The SpiceJet Axis Bank Voyage Credit Card delivers exceptional value for SpiceJet travelers with up to 4.5% rewards on flight bookings, a generous ₹1,500 welcome voucher, milestone bonus points, and complimentary domestic lounge access, making it the perfect companion for frequent domestic flyers seeking travel-specific benefits.	The Axis Bank Pride Signature Credit Card is exclusively designed for Indian defense and government employees, offering 8 complimentary domestic lounge visits annually, 15% dining discounts at partner restaurants, and fuel surcharge waivers, all with a nominal annual fee of just ₹500 that's easily waivable on spending ₹40,000.
Annual Fee	750 Plus GST	500 Plus GST
Joining Fee	750 Plus GST	N/A
Welcome Benefits	₹1,500 SpiceJet voucher on completing 2 transactions within 30 days of card activation, plus complimentary SpiceClub Silver Membership	N/A
Lounge Access	Domestic: 1 per quarter On spends of ₹50,000 or more in the preceding quarter	Domestic: 2 per quarter On spends of ₹50,000+ in the last 3 calendar months (waived for first 4 months for new cardholders)
Reward Rate	Earn up to 4.5% value back on SpiceJet bookings (18 SpiceClub points per ₹200), 1.5% on online utility bills, food ordering and entertainment (6 points per ₹200), and 0.75% on all other spends (3 points per ₹200). Fuel, EMI, and wallet transactions excluded.	Earn 8 EDGE reward points per ₹200 spent (equivalent to 0.8% reward rate, with each point valued at approximately ₹0.20).
Interest Rate	3.75% per month (approximately 55.55% per annum)	2.95% per month (41.75% per annum)
Best For	Flight Bookings	N/A
Apply Now	Apply Now	Apply Now

Frequently Asked Questions