Indusind Bank Tiger Card
The IndusInd Bank Tiger Credit Card offers premium lifestyle rewards, including accelerated points, complimentary movie tickets, golf privileges, and extensive domestic and international lounge access, all with zero annual fees—perfect for frequent travelers and luxury seekers.
Apply Now ❯| Feature | Details |
|---|---|
| Bank / Issuer | Indusind Bank |
| Card Type | Visa |
| Joining Fee | |
| Annual Fee | |
| Welcome Benefits | 2 complimentary movie tickets per year on BookMyShow (up to ₹500 each), 1 complimentary golf game or lesson per quarter (4 per year), Priority Pass membership for lounge access |
| Reward Rates | Up to 6 accelerated reward points on every ₹100 spent based on spending slabs; 1 Reward Point = ₹0.40 in cash credit or 1.2 Airmiles; excludes fuel, utility, education, real estate, and rental payments |
| Interest Rates | 3.5% per month (42% per annum) |
| Foreign Exchange Markup | 1.5% on international spends (plus GST |
| Best For | Lounge Access |
| Lounge Access | Domestic: 2 per quarter | International: 2 per year |
Key Features & Benefits
The IndusInd Bank Tiger Card is tailored for lifestyle-focused users seeking premium rewards and exclusive privileges without the burden of annual fees. Cardholders earn up to 6 reward points for every ₹100 spent, which can be redeemed as cashback or airline miles, making it ideal for frequent shoppers and travelers. The card offers two complimentary movie tickets per year on BookMyShow, perfect for entertainment lovers. Golf enthusiasts enjoy one free game or lesson each quarter, enhancing lifestyle experiences. Additionally, the card includes Priority Pass membership, granting eight complimentary domestic lounge visits and two international lounge visits annually, catering to frequent flyers who value comfort and convenience. With a low foreign exchange markup of 1.5%, international travelers benefit from cost-effective global spending. The card also provides digital transaction rewards and no joining or renewal fees, making it affordable yet packed with benefits. It suits urban professionals, millennials, and travel aficionados looking to combine rewarding cashback, entertainment perks, and travel privileges in one comprehensive card.
All You Need to Know About: Indusind Bank Tiger Card
The IndusInd Bank Tiger Credit Card is a Visa Signature card designed for lifestyle and travel enthusiasts. It has no joining fee and no annual fee, making it a lifetime free card. Cardholders earn up to 6 reward points per ₹100 spent, which can be redeemed as cashback or airline miles. The card offers 8 complimentary domestic lounge visits and 2 international lounge visits annually through Priority Pass membership. Additional perks include 2 complimentary movie tickets per year on BookMyShow and one complimentary golf game or lesson per quarter. The interest rate on unpaid balances is 3.5% per month (42% per annum), and the foreign exchange markup fee is 1.5% plus GST. Late payment fees range from ₹100 to ₹1,300 depending on the outstanding amount. Cash advance fees are 2.5% of the withdrawn amount, with a minimum of ₹300. Other fees include overlimit charges at 2.5% of the exceeding amount, minimum ₹500, replacement card fees of ₹100, and balance enquiry fees at non-IndusInd ATMs of ₹25. The card excludes fuel, utility, education, real estate, and rental payments from reward points accumulation. It targets urban professionals, millennials, and frequent travelers who want premium rewards, entertainment benefits, and travel privileges without annual fees. The card is applied for online through the IndusInd Bank website or at bank branches.
Pros & Cons
Pros
-
No joining or annual fees, truly lifetime free.
-
Earn up to 6 reward points per ₹100 spent, redeemable as cashback or miles.
-
Complimentary 2 movie tickets annually and 1 golf game or lesson quarterly.
-
Priority Pass membership with 8 domestic and 2 international lounge visits per year.
-
Low foreign exchange markup of 1.5% on international spends.
Cons
-
Eligibility criteria not clearly specified publicly.
-
Limited welcome benefits beyond entertainment and travel perks.
-
Reward points accumulation excludes fuel, utility, and rent payments.
-
May not be suitable for non-travelers due to focus on lounge and golf benefits.
How to Apply
-
Visit the official IndusInd Bank website and navigate to the ‘Credit Cards’ section.
-
Select the IndusInd Bank Tiger Credit Card and click on ‘Apply Now.’
-
Fill out the online application form with your personal and financial details, and upload the required KYC documents.
-
Submit the application and await approval. You can also apply offline by visiting an IndusInd Bank branch with the necessary documents.
Detailed Fee Structure
The IndusInd Bank Tiger Credit Card has no joining or annual fees, making it genuinely lifetime free. Interest charges are 3.5% per month (42% per annum) on unpaid balances. Late payment fees range from ₹100 to ₹1,300 based on the outstanding amount. Overlimit fees are 2.5% of the excess amount, with a minimum of ₹500. Cash advance charges are 2.5% of the withdrawn amount, subject to a minimum of ₹300. Balance enquiry fees on non-IndusInd ATMs are ₹25. Reward redemption attracts a ₹100 fee. Utility payments above ₹25,000 in a billing cycle incur a 1% fee plus GST. Replacement card fees are ₹100, and charge-slip requests cost ₹300. The foreign exchange markup is 1.5% plus GST on international spends, significantly lower than many cards, making it suitable for overseas use. This transparent fee structure covers all ancillary charges, ensuring no hidden costs for users.
Who Should Get This Card?
The IndusInd Bank Tiger Card is best for frequent travelers and lifestyle enthusiasts who seek premium rewards without annual fees. It suits users who value airport lounge access, golf privileges, and entertainment perks like complimentary movie tickets. Ideal for urban professionals, millennials, and luxury spenders looking for a card that combines travel benefits, accelerated reward points, and low foreign exchange fees. This card is perfect for those who prioritize experiences and rewards over cashback and want hassle-free premium privileges.
Alternatives & Competitor Comparison
| Feature | Indusind Bank Tiger Card | Axis Bank My Zone Credit Card |
|---|---|---|
| Card Image | |  |
| Card Network | Visa | Mastercard, RuPay, Visa |
| USP | The IndusInd Bank Tiger Credit Card offers premium lifestyle rewards, including accelerated points, complimentary movie tickets, golf privileges, and extensive domestic and international lounge access, all with zero annual fees—perfect for frequent travelers and luxury seekers. | Axis Bank My Zone Credit Card is designed for lifestyle-savvy users who want maximum savings on dining, streaming subscriptions, bill payments, and online orders. Enjoy exclusive cashback offers, reward points on everyday spends, and hassle-free UPI transactions, making it a smart choice for millennials and frequent spenders seeking convenience and value. |
| Annual Fee | N/A | 500 Lifetime free for select channels |
| Joining Fee | N/A | 500 Lifetime free for select channels |
| Welcome Benefits | 2 complimentary movie tickets per year on BookMyShow (up to ₹500 each), 1 complimentary golf game or lesson per quarter (4 per year), Priority Pass membership for lounge access | Complimentary SonyLiv Premium annual subscription worth ₹1,499 on your first card transaction within 30 days of issuance |
| Lounge Access | Domestic: 2 per quarter | International: 2 per year | Domestic: 1 per quarter On spends of ₹50,000+ in the last 3 months |
| Reward Rate | Up to 6 accelerated reward points on every ₹100 spent based on spending slabs; 1 reward Point = ₹0.40 in cash credit or 1.2 Airmiles; excludes fuel, utility, education, real estate, and rental payments | Earn 4 EDGE reward points for every ₹200 spent (reward rate ~0.4%). |
| Interest Rate | 3.5% per month (42% per annum) | 3.75% per month (equivalent to approx. 46.78% per annum) on unpaid amounts and cash advances. |
| Best For | Lounge Access | Food Ordering, Movies |
| Apply Now | Apply Now | Apply Now |
Frequently Asked Questions
What rewards can I earn with the IndusInd Bank Tiger Credit Card?
You can earn up to 6 accelerated reward points per ₹100 spent, which can be redeemed as cashback or airmiles at 1.2:1 value, ideal for lifestyle and travel benefits.
Does the IndusInd Bank Tiger Credit Card have an annual fee?
No, the IndusInd Bank Tiger Credit Card is a lifetime free card with no joining or annual renewal fees.
What are the lounge access benefits on the IndusInd Bank Tiger Credit Card?
The card offers 8 complimentary domestic and 2 international lounge visits annually through Priority Pass, perfect for frequent travelers.
Are there any welcome benefits on the IndusInd Bank Tiger Credit Card?
Yes, new cardholders get 2 complimentary movie tickets worth up to ₹500 each per year and 1 complimentary golf game or lesson per quarter.
What is the foreign exchange markup fee on the IndusInd Bank Tiger Credit Card?
The card charges a low foreign exchange markup fee of 1.5% plus GST on international transactions.
Final Verdict
Is the IndusInd Bank Tiger Credit Card right for you? If you’re a lifestyle enthusiast or frequent traveler seeking premium rewards without the burden of annual fees, this card delivers excellent value. With accelerated reward points, complimentary movie tickets, golf privileges, and extensive lounge access both domestically and internationally, it offers rich lifestyle benefits. The low foreign exchange markup makes it suitable for overseas spending as well. However, if you prefer simpler cashback rewards or have minimal travel needs, you might explore other options. For those wanting a luxury credit card packed with perks and no fees, apply now and elevate your spending experience.
